Insurance

Dental, Vision, and Life Insurance and Hearing Aid Coverage are a negotiated benefit through your contract, and your premiums are 100% paid by the hospital as part of your compensation package.

All of these ancillary benefits are provided through the AFSCME Care Plan. They can be reached through their website, or at 216-781-6420

Other health Insurance is negotiated in the Collective Bargaining Agreement and information is available through the MetroHealth benefits office.

  • Through your contract, your dental premiums are negotiated to be 100% paid for by MetroHealth. The plan covers you, your spouse, and any of your dependent children at no additional cost to you.

    Open Panel (choose your own dentist, paid at schedule rates), or through DenteMax Providers (negotiated coverage rates).

    Payment according to enhanced fee schedule

    $1,500.00 Orthodontic Benefit for Dependent Children under the age of 19

    Annual Maximum Benefit – $4,000.00 per each family member. No deductible.

    $1,500 lifetime maximum for implant services

  • Through your contract, your vision premiums are negotiated to be 100% paid for by MetroHealth. The plan covers you, your spouse, and any of your dependent children at no additional cost to you.

    Adults once every 24 consecutive months and children under the age of 19 once every 12 consecutive months.

    Covers Exam (including Glaucoma testing), standard frames, basic single vision, bifocal or trifocal lenses at no cost when provider network used.

    Provides an allowance for contact lenses.

    Click here for a list of providers in Cuyahoga, Lorain, Lake, Medina, and Geauga Counties. For additional providers, call the Care Plan at 216-781-6420 or sign up for the members-only Care Plan Website.

  • Through your contract, your hearing aid coverage premiums are negotiated to be 100% paid for by MetroHealth. The plan covers you, your spouse, and any of your dependent children at no additional cost to you. Benefits are payable once every 4 years.

    All people covered are eligible for $1,500.00 toward the purchase of a Hearing Aid, Ear Mold and the services of an Audiologist for each ear.

  • Through your contract, your life insurance premiums are negotiated to be 100% paid for by MetroHealth.

    Amount of Life Insurance – Member $50,000

    Amount of Accidental Death & Dismemberment $26,000

    Dependent Coverage – $2,000

    Spouse coverage – $2,000

    Child coverage – $2,000 to age 19 (23 years if a full-time student)

    Disability Life Insurance Extension

    Accelerated Death Benefit

    Seat Belt Benefit

Member-Only Benefits

Union Members are entitled to a variety of other benefits through AFSCME International and Union Plus. Some benefits (such as discounts at Rocket Mortgage Stadium) are exclusive to Ohio AFSCME members.

To access your benefits, you must have your membership number. This is available on the one that is mailed to you biannually, or through the AFSCME E-Card Apps on Google Play and Apple.