Insurance

Dental, Vision, and Life Insurance and Hearing Aid Coverage are a negotiated benefit through your contract, and your premiums are 100% paid by the hospital as part of your compensation package.

All of these ancillary benefits are provided through the AFSCME Care Plan. They can be reached through their website afscmecareplan.com or at 216-781-6420

Other health Insurance is negotiated in the Collective Bargaining Agreement and information is available through the MetroHealth benefits office.

  • Dental Care Benefit Level IV

    • Covers Employee, Spouse and Dependent Children

    • Open Panel (choose your own dentist)

    • Payment will be made based on applying the following schedule of benefit percentages to the lesser of the UCR or the actual amount charged.

    • Diagnostic/Preventive 100% UCR

    • Minor Restorative 80% UCR

    • Major Restorative 60% UCR

    • $2,000.00 Orthodontic Benefit for Dependent Children under the age of 19

    • Annual Maximum Benefit – $4,000.00 per each family member No deductible

    • Certificate booklets which contain a complete description of the covered benefits and any exclusions, are available from any Ohio AFSCME Care Plan office.

    • $2,000 lifetime maximum for implant services

  • Through your contract, your vision premiums are negotiated to be 100% paid for by MetroHealth. The plan covers you, your spouse, and any of your dependent children at no additional cost to you.

    Adults once every 24 consecutive months and children under the age of 19 once every 12 consecutive months.

    Covers Exam (including Glaucoma testing), standard frames, basic single vision, bifocal or trifocal lenses at no cost when provider network used.

    Provides an allowance for contact lenses.

    Click here to be directed to the EyeMed web portal for more info and to sign up for access to covered Providers and more or call the Care Plan at 216-781-6420

  • Through your contract, your hearing aid coverage premiums are negotiated to be 100% paid for by MetroHealth. The plan covers you, your spouse, and any of your dependent children at no additional cost to you. Benefits are payable once every 4 years.

    All people covered are eligible for $1,500.00 toward the purchase of a Hearing Aid, Ear Mold and the services of an Audiologist for each ear.

  • Through your contract, your life insurance premiums are negotiated to be 100% paid for by MetroHealth.

    Amount of Life Insurance – Member $50,000

    Amount of Accidental Death & Dismemberment $26,000

    Dependent Coverage – $2,000

    Spouse coverage – $2,000

    Child coverage – $2,000 to age 19 (23 years if a full-time student)

    Disability Life Insurance Extension

    Accelerated Death Benefit

    Seat Belt Benefit

Member-Only Benefits

Union Members are entitled to a variety of other benefits through AFSCME International and Union Plus. Some benefits (such as discounts at Rocket Mortgage Stadium) are exclusive to Ohio AFSCME members.

To access your benefits, you must have your membership number. This is available on the one that is mailed to you biannually, or through the AFSCME E-Card Apps on Google Play and Apple.